The waiting period is not a deductible. (Photo: iStock)

Analysis brought to you by the experts at FC&S Online, the unquestioned authority on insurance coverage interpretation and analysis for the P&C industry. To find out more — or to have YOUR coverage question answered — visit the National Underwriter website, or contact the editors via Twitter: @FCSbulletins.

Question: Coverage is provided under CP 00 10 04/02, special cause of loss form. There are 36 premises on the policy, all providing business income-only coverage with extra expense coverage. BI/EE coverage with rents Form is CP 00 30 04 02. Applicable deductible, per the Property Declarations page, is $1,000. 

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