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Insurance coverage for home destroyed by fire turns on a semicolon

The placement of a semicolon in an insurance policy determines whether the homeowner has coverage after the home is destroyed by fire. Punctuation matters!

By Steven A. Meyerowitz, Esq., Director, FC&S Legal | Updated on November 21, 2017

In March 2017, the Internet blew up with reports of a Maine company that was going to lose millions in a class action overtime dispute due to the lack of a serial (Oxford) comma. Now, an appellate court in Georgia was asked to rule on the placement of a semicolon in an insurance policy to determine whether the homeowner had coverage for a home destroyed by fire.

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