Newer developments like 3-D laser and sensor technologies are enabling contractors to build in a smarter and safer way. Insurers should understand where the construction industry is headed in terms of technology use and how emerging devices can help improve both physical construction sites and worker safety.

Imagine being in the middle of a large-scale office tower build, with the framing, exterior walls and roof all finished, when you notice the structure's support beam measurements appear to be wrong. Instead of going back to the architect and engineers involved in the project to confirm measurements by hand, and potentially stalling the build of the project, you use a 3-D laser scanner that in a matter of moments confirms the design measurements are on point and you won't have to delay the build.

This is just one scenario that captures the challenges contractors face today and how the construction site of the future, which will focus on harnessing data and technology together, can ultimately help contractors build in a smarter and safer way.

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Building smarter

For construction companies working off an architect and engineering professional's plans, measurements could be incorrect. When transforming a warehouse into a restaurant, for example, accuracy is highly important. Moving gas and water lines and electrical, and designing a kitchen out of an open space by hand leaves potential opportunity for error, which could also cost the contractor time and money. If a measurement is off by even 10 inches, this apparently small mistake could potentially lead to great costs in rebuilding. In fact, according to the American Society of Civil Engineers (ASCE), the direct costs from rework can often account for 5% of the total construction costs, which is not always insurable.

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