In this Sept. 10, 2017, photo, waves crash over a seawall at the mouth of the Miami River from Biscayne Bay, Fla., as Hurricane Irma passes by in Miami. Rising sea levels and fierce storms have failed to stop relentless population growth along U.S. coasts in recent years, a new Associated Press analysis shows. (AP Photo/Wilfredo Lee)

(Bloomberg) – Ten million Americans will be “substantially affected” by climate change by 2075, causing government disaster spending to jump, the Congressional Budget Office projected Thursday.

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