Crews work in flooded streets Tuesday, Oct. 30, 2012, in Ocean City, N.J., as they try to open drains and push the sand back toward the beach after the storm surge from Sandy flooded much of the town. er to more than 6 million homes and businesses.

This story is reprinted with permission from FC&&S Legal, the industry’s only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

A man from Ambler, Pennsylvania, has been charged with using phony documents to collect $252,734 in Federal Emergency Management Agency-backed disaster benefits and insurance payments that were supposed to be used to cover Superstorm Sandy damages to his mother’s property in Ocean City, New Jersey.

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