(Bloomberg) – Jennifer Smith doesn't like the term "accident." It implies too much chance and too little culpability.
A "crash" killed her mother in 2008, she insists, when her car was broadsided by another vehicle while on her way to pick up cat food. The other driver, a 20-year-old college student, ran a red light while talking on his mobile phone, a distraction that he immediately admitted and cited as the catalyst of the fatal event.
"He was remorseful," Smith, now 43, said. "He never changed his story."
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