The author expects the personal lines insurance industry to look quite different in 10 years than it does today, and InsurTech will be one of the change agents. (Photo: iStock)

InsurTech is one of the hottest topics of conversation in the insurance industry, with executives and professionals of all types joining in.

The InsurTech startup movement began in earnest about three years ago and is still trending upward in terms of startups, funding, and activity.

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