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Question: We have a circumstance where a homeowner was throwing a backyard football party for some of his friends. The group brought the insured's big screen television outside for the event. During the festivities, an unexpected thunderstorm came through with high winds and pouring rain. Everyone, of course, immediately retreated indoors, but somehow forgot to bring in the television.
The television was not blown over by the high winds, but it was damaged by the rain that accompanied the windstorm.
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