Search
 

Conflicting policy provisions lead to coverage for fire at insured's home

A trial court in New York has ruled that because a homeowners insurance policy contained conflicting provisions, Allstate had to cover the damages suffered when the home was destroyed by fire.

By Steven A. Meyerowitz, Esq., Director, FC&S Legal | Updated on September 14, 2017
Concluding that these two “conflicting provisions” could not reasonably be reconciled, the trial court ruled that Allstate could not rely on the fact that Mr. Gulati had not been residing at the premises at the time of the fire to deny coverage. (Photo: Shutterstock)

This story is reprinted with permission from FC&S Legal, the industry’s only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

A trial court in New York has ruled that because a homeowner’s insurance policy contained conflicting provisions, an insurance company had to cover the damages the insured suffered when one of his two homes was destroyed by fire. The trial court also ruled that the insurer was estopped from denying coverage.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?

NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

Recommended Stories

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2024 ALM Global, LLC. All Rights Reserved.