This story is reprinted with permission from FC&&S Legal, the industry's only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.
A federal district court in New Jersey has ruled that a garden-level apartment actually was a basement — by .13 inches — for purposes of a standard flood insurance policy issued under the National Flood Insurance Program.
|Claim under NFIP
Michael Marshalek, the owner of a two-bedroom garden-level condominium unit in a residential building at 736 Garden Street in Hoboken, New Jersey, alleged that his unit had sustained flood-related damage as a result of Superstorm Sandy on October 29, 2012.
Mr. Marshalek and Trinova Garden Street Condominium Association filed a claim under the standard flood insurance policy issued to Trinova by Wright National Flood Insurance Company under the National Flood Insurance Program.
Recommended For You
Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader
Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:
- Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
- Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
- Educational webcasts, white papers, and ebooks from industry thought leaders
- Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
Already have an account? Sign In Now
© 2025 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.
