Located off of a country road just outside of Charlottesville, Virginia, is a state-of-the-art facility dedicated to reducing losses from crashes on the nation’s roadways known as the Insurance Institute for Highway Safety (IIHS).

The IIHS conducts scientific studies on everything from headlights and auto crash safety to the impact of alcohol and drugs on drivers. The Highway Loss Data Institute (HLDI) complements this mission by collecting information from the insurance market and analyzing the data to determine loss patterns by vehicle make and model.

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Patricia L. Harman

Patricia L. Harman is the editor-in-chief of Claims magazine, a contributing editor to PropertyCasualty360.com, and chairs the annual America's Claims Event (ACE), which focuses on providing claims professionals with cutting-edge education and networking opportunities. She covers auto, property & casualty, workers' compensation, fraud, risk and cybersecurity, and is a frequent speaker at insurance industry events. Contact her at [email protected]

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