The insured claimed that he had never “knowingly and willfully” made any material misrepresentations to State Farm during the claims process and blamed any misrepresentations on his traumatic brain injury. (Photo: iStock)

This story is reprinted with permission from FC&&S Legal, the industry’s only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

A federal district court in California has ruled that an insurance company could void a homeowner’s insurance policy based on the insured’s “significant and unexplained misrepresentations” about an alleged burglary at his home — notwithstanding his alleged “memory problems” stemming from a previous “brain injury.”

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