This story is reprinted with permission from FC&&S Legal, the industry's only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

A federal district court in California has ruled that an insurance company could void a homeowner's insurance policy based on the insured's "significant and unexplained misrepresentations" about an alleged burglary at his home — notwithstanding his alleged "memory problems" stemming from a previous "brain injury."

|

Statements to homeowners' insurance company 

After Floyd Castro's home was burglarized on April 20, 2014, he reported the burglary to the police. Three days later, he gave a recorded statement to his homeowner's insurance company, State Farm General Insurance Company.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.