This story is reprinted with permission from FC&&S Legal, the industry's only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.
A New Jersey appellate court has ruled that a woman struck by a car after parking her insured vehicle was not entitled to personal injury protection (PIP) benefits because her vehicle was not being “used or operated” at the time she was injured.
Related: Location matters: Insurance award in auto case jumps from $75K to $2 million
|While in a crosswalk, struck by a car and injured
Kathleen Leggette, a Virginia resident, said that she drove her Virginia-registered 2005 Toyota Sequoia, insured by Government Employees Insurance Company (Geico), from Virginia to Princeton University to visit her daughter, a student. Leggette said that she parked her vehicle in a Princeton University parking lot and began walking toward her daughter's dormitory.
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