Contractor fraud and abuse of the legal system by plaintiffs' lawyers can add to the hurdles that property owners have to overcome to restore their property after a loss.

There were more severe weather events that exceeded $1 billion in damages from January to March of 2017 than any year since the National Oceanic and Atmospheric Administration (NOAA) started collecting this data in 1980.

These weather-related losses are putting pressure on insurance rates across the country. The impact of the losses is an increase in the exploitation of bad faith statutes, lawsuit abuse and contractor fraud.

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