Generally, buyers know they need insurance coverage — even they aren't entirely sure what their risks are. Here are five of the most common endorsements (and explanations) that agents and brokers can share with clients.
1. Additional Insured Residence Premises HO 04 41
This form is designed for those who aren't residents of the property, but have an interest in the property. If parents financially assist a child to purchase a home and want to be sure their interest is protected in case of loss, this form allows them to be listed on the policy.
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Christine G. Barlow, CPCU
Christine G. Barlow, CPCU, is Executive Editor of FC&S Expert Coverage Interpretation, a division of National Underwriter Company and ALM. Christine has over thirty years’ experience in the insurance industry, beginning as a claims adjuster then working as an underwriter and underwriting supervisor handling personal lines. Christine regularly presents and moderates webinars on a variety of topics and is an experienced presenter.
