U.S. drivers are picking up some bad habits and they're unwilling to let go of them.

Despite a host of education campaigns and the fact that most know better, the majority of drivers — 92 percent — still use their phones while behind the wheel of the car according to a new study from Everquote, Inc., an online insurance marketplace.

The report data comes from analyzing more than 2.7 million vehicle trips and 230 million miles driven, and ranks a number of driving habits from a low of 1 to a high of 100. Speeding and cell phone use are still proving to be a deadly combination, and the study found that nationally, drivers earned a score of 79 or a "C" for their driving skills.

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Patricia L. Harman

Patricia L. Harman is the editor-in-chief of Claims magazine, a contributing editor to PropertyCasualty360.com, and chairs the annual America's Claims Event (ACE), which focuses on providing claims professionals with cutting-edge education and networking opportunities. She covers auto, property & casualty, workers' compensation, fraud, risk and cybersecurity, and is a frequent speaker at insurance industry events. Contact her at [email protected]