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Zumba instructor's homeowners' policy didn't cover class injuries

The Arizona Appellate Court ruled that the activity at the local fitness club was a 'trade, profession or occupation' within the meaning of the homeowners' insurance policy business exclusion.

By Steven A. Meyerowitz, Esq., Director, FC&S Legal | Updated on April 25, 2017
The appellate court concluded that the insturctor's activities at the club may have been her “passion, hobby and primary social activity,” but they also amounted to a “trade, profession or occupation” as of the date of the injury. (Photo: Shutterstock)

This story is reprinted with permission from FC&&S Legal, the industry’s only comprehensive digital resource designed for insurance coverage law professionals. Visit the website to subscribe.

An appellate court in Arizona has ruled that injuries a woman allegedly suffered during a Zumba class at a local fitness club were not covered by the instructor’s homeowner’s insurance policy.

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