The appellate court concluded that the insturctor's activities at the club may have been her “passion, hobby and primary social activity,” but they also amounted to a “trade, profession or occupation” as of the date of the injury. (Photo: Shutterstock)

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An appellate court in Arizona has ruled that injuries a woman allegedly suffered during a Zumba class at a local fitness club were not covered by the instructor’s homeowner’s insurance policy.

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