As more and more companies enter the burgeoning cyber insurance marketplace, they often ask policyholder counsel like me how they can choose the best cyber policy when confronted with so many choices.
When the marketplace was still in its infancy just a few years ago, this was a considerably harder question because the policy forms, including the scope of first party and liability coverages being offered by different insurers, varied so drastically. But as the cyber insurance marketplace enters its adolescent stages, there is beginning to be more standardization in available coverages and exclusions, at least at a high level.
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