A closed sign is displayed on the door of Papacito’s restaurant due to an evacuation order Feb. 12, 2017, in Marysville, Calif. Thousands of Northern California residents were under evacuation orders after authorities warned an emergency spillway in the country’s tallest Oroville Dam was in danger of failing and unleashing uncontrolled flood waters on towns below. (AP Photo/Rich Pedroncelli))

Question: We are reviewing the date coverage is triggered under the civil authority extension of the CP0030 (Additional Coverages, a. Civil Authority) under the following circumstances:

An insured business was closed on Oct. 5 due to a mandatory evacuation ordered by civil authority. Actual damage occurred within a mile of the insured location preventing access to the property on Oct. 8, at which time the civil authority issued a notice that the area surrounding the insured location was to remain evacuated. No direct damage occurred to the insured property.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?


NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2024 ALM Global, LLC. All Rights Reserved.