A federal district court in Florida has ruled that a motorcycle was a vehicle under the terms of three automobile insurance policies and, therefore, that the motorcycle’s owner was not entitled to uninsured or underinsured (“UM”) benefits under the policies for injuries he suffered in an accident.

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The Case


When Kristen Cusack’s son, Christopher Straub, moved in with Kristen and Robert Cusack, he owned an uninsured Harley Davidson motorcycle.

Straub sued State Farm Mutual Automobile Insurance Company, which had issued automobile insurance policies to the Cusacks, to recover UM benefits.

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Steven A. Meyerowitz

Steven A. Meyerowitz, a Harvard Law School graduate, is the founder and president of Meyerowitz Communications Inc., a law firm marketing communications consulting company. He may be contacted at [email protected].