Over the next decade, the insurance and third-party administrator (TPA) landscape will continue to evolve. And while it is impossible to predict the top challenges that will face risk buyers, intermediaries, TPAs and insurers so far into the future, we can attempt to gaze into the crystal ball.

Here is a look at the top risk trends and challenges facing insurers and their stakeholders over the next decade. Understanding these will help buyers and intermediaries select insurance and TPA partners that can help them today and far into the future.

Buyers

Insurance buyers will face three market realities that shape their risk programs:

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