Buying or leasing a car for many people isn't always based on logic or such factors as mileage or repair records.

Choosing a vehicle just may be a matter of picking out the hottest sports car or the truck with the biggest engine.

However you make the choice, one factor to keep in mind is the number of tickets that a particular model tends to get. Insurers generally take into account a driver's habits when assessing risk and premiums. Those habits include how many moving violations the driver has accumulated, and certain vehicles as well as drivers tend to accumulate more than others.

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Rosalie Donlon

Rosalie Donlon is the editor in chief of ALM's insurance and tax publications, including NU Property & Casualty magazine and NU PropertyCasualty360.com. You can contact her at [email protected].

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