Once again, Travelers has analyzed recent wedding insurance claims and compiled statistics on the costliest claims. Studying claims from 2011 to 2015, the insurer found that problems with vendors were the costliest claims, adding up to 30 percent of all wedding claim payments.

What kind of problems? Among the most common vendor-related issues were: Wedding venues going bankrupt, photographers failing to deliver the photos as promised, and DJs not showing up for the reception. Other top causes of claims included illness or injury of the bride, groom or immediate family member; disruptive weather; and military deployment.

The Travelers analysis found that:

• |
  • Of the vendor-related claim payments, almost 64 percent involved venue problems where the wedding and/or reception was to be hosted. Those facilities typically closed unexpectedly or could no longer accommodate the wedding as promised.
  • Illness and injury resulting in cancellation accounted for 29 percent of the total payments for wedding claims.
  • Weather claim payments have steadily decreased since peaking in 2012, when significant storms affected popular wedding dates and locations throughout the United States.

Wedding insurance can cover the major events associated with a wedding, including the rehearsal, rehearsal dinner, ceremony, reception and the post-wedding brunch. Lost deposits; rings; special attire such as tuxedoes and dresses; photos; videos; and more can also be covered.