Georgia’s largest provider of medical malpractice insurance has agreed to pay a $4.9 million judgment rendered against a metro Atlanta physician and his medical clinic, even though the clinic’s insurance policies had a combined $2 million ceiling, according to the medical malpractice lawyer who secured the winning verdict.

On Tuesday, attorneys for Georgia MAG Mutual Insurance finalized the agreement to pay nearly $3 million above the medical malpractice policies’ ceiling to the family of 78-year-old Ok Hui Smith, said the Smith family’s attorney, David Krugler. The agreement followed a June 29 jury verdict that awarded Smith’s husband, Thomas Smith Sr., $4.7 million in damages stemming from the death of his wife from the side effects of Nizoral, a powerful and potentially toxic drug that caused her liver and kidneys to fail, Krugler said.

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