While disasters can happen at any moment, sending catastrophe adjusters all over the nation to handle the massive claims that can result from a disaster, these are usually calamities that no one sees well in advance.
As one of the co-authors of Catastrophe Claims — Insurance Coverage for Natural and Manmade Disasters, there was one type of disaster that I did not discuss in my chapter on manmade dilemmas — the urban riot.
This article was written in March after the election in many states including Ohio, Illinois, Missouri, and Florida. The outcome promises to create a big a ruckus in Cleveland, Ohio, at the Republican Convention this month and verbal duels until November. As an adjuster in Miami during the 1972 Republican Convention it, too, resulted in riots and burning neighborhoods, and for a week or more there were certain neighborhoods where one did not venture without great concern.
|Adjusters need to be prepared for urban riots
Eight years earlier in August 1964, there had been similar riots in Chicago during the Democratic Presidential Convention. Political battles are common in America, despite the primary system, and animosity of a mob can turn to damages that are covered by property insurance policies. Adjusters in Cleveland need to be prepared.
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