Sometimes it is difficult to believe that vehicle telematics for usage-based insurance is 20 years old.
While the likes of Norwich Union and Progressive began planning and piloting long ago, most of the real activity in the market has taken place over the last few years.
SMA's recently released research report, Telematics in P&C Insurance: The Need to Move Beyond Pricing, profiles the state of the UBI market in North America, with a special emphasis on data and how that translates into value propositions.
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