Auto insurance arbitration success relies on the applicant's ability to prove both negligence and damages.

Proof of damages and verification of the paid loss must include an appraisal by a reputable source. Damages can include the physical damages to the vehicle along with towing, rental and/or storage paid.

Proving negligence is often much more difficult than proving damages as the loss facts reported are often subjective and without the support of a police report or witness statement.

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