One of the best ways to save on Auto and Homeowners' insurance is to stay claims-free. Securing your vehicle and house will help prevent theft, save you money along with the hassle of dealing with unexpected property losses this summer. 

In 2014, there were an estimated 8,277,829 property crimes (burglaries, larceny-thefts, and motor vehicle thefts) reported by law enforcement, according to the latest FBI annual report on "Crime in the United States, 2014." Financial losses suffered by victims of these crimes were calculated at approximately $14.3 billion.

Peak season for home burglaries

Summertime is peak season for household property crimes, according to the U.S. Department of Justice. Open windows and open garages along with extended absences from your home for travel and outdoor activities, demand extra vigilance.

The average homeowner's losses for theft from 2010-2014 was $3,786, according to the Insurance Information Institute (I.I.I.). Data also reveals that about one in 215 insured homes has a property damage claim due to theft each year.

Car thieves

Motor vehicle thefts, on the other hand, do not exhibit the same seasonal patterns. However, it would be especially devastating to have your car stolen while on a summer road trip. Car thieves are becoming increasing organized and, in less than a minute, your car can disappear, requiring you to file an insurance claim.