For April, I have created a brief "Fool or Fact" quiz on the ISO Commercial General Liability Form (CG 00 01 04 13, or the CGL), useful for determining whether you should be nominated for the dishonor of being considered an Insurance Fool of the Month. 

As they say at the political debates, let's start with a softball:

1. Fool or Fact: The CGL excludes liquor

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