What's the state of the personal lines insurance market? What does the future hold for Auto and Homeowners insurance?

Economist and president of the Insurance Information Institute (I.I.I.), Robert P. Hartwig, Ph.D., CPCU, recently created a detailed overview of the trends, challenges and opportunities in personal lines insurance for 2016, and beyond, that is a great resource for insurance agents and brokers, as well as other property and casualty insurance professionals. The presentation begins with a look at industry financials from 2014 and into 2015, followed by a look at the investment environment and interest rates forecasts.

Next, Hartwig explores the top issues in insurance now: A rise in technology and a decrease in catastrophes, along with attacks on pricing methodologies and underwriting criteria.

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Jayleen R. Heft

Jayleen Heft is the digital content editor for PropertyCasualty360.com. Contact her at [email protected].