Tornadoes, hailstorms and fires took their toll on Texas last year with insured losses of $3.2 billion, according to the Austin-based Insurance Council of Texas.

The state also had triple the number claims and triple the dollar amount in losses compared with the next highest-ranked states.

"Unfortunately, we had one weather catastrophe after another last year, and these numbers prove it," said Mark Hanna, a spokesman for the council. "What is scary is that these numbers don't include our flood losses, which were in the hundreds of millions of dollars."

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