The problem with conventional wisdom is that it is often wrong.

Conventional wisdom holds that Congress is paralyzed by partisan political gridlock. While that may be true to some extent, the idea that nothing good is happening on Capitol Hill may be overstated.

Lawmakers have been acting in bipartisan fashion on a host of insurance-related issues, in ways favorable to Main Street professional insurance agents and their customers. One example: In late October, quick, aggressive advocacy by agents prompted congressional leaders to pledge to reverse a severe cut of $3 billion to the federal Crop insurance program.

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