(Bloomberg) — Shoppers flocking to malls for holiday deals should be wary of parking lots.

Backing up accounts for 25% of car crashes but just 1% of driving time, according to a statement Tuesday from California Insurance Commissioner Dave Jones and the Automobile Club of Southern California. Distractions from passengers, phones, the radio or intense parking-spot searches contribute to high crash rates in lots.

"The Auto Club wants this to be a season of joy and celebration, not a season that is spoiled by a parking lot accident," Kathy Sieck, senior vice president at the club, said in the statement. "Two of the days with the highest number of auto claims occur during this time of year — the day before Thanksgiving and the Friday before Christmas."

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