5 subrogation recovery tips

When a significant homeowner property loss occurs, the adjuster is keenly aware of the insureds’ desire to return to their home quickly after the reconstruction. It is also in the best interest of the carrier for the claim to move along in an expeditious manner in order to provide high levels of customer service and control costs such as additional living expenses.

Losses involving large commercial properties are often very complex, and the adjuster must be well versed in a variety of perils including building fires, explosions, collapses, water damage, mold, and equipment and machinery malfunction. Often, commercial properties involve tenant issues and exposures in addition to the insured’s real property loss. Again, the adjuster is trained to handle the claim in a professional and expeditious manner to satisfy the policyholder and minimize the claim for business interruption.