Three years ago today, I was sitting at home on a very windy, very rainy day. The former National Underwriter office in Hoboken, N.J. — a short 15-minute drive from my house (without traffic) — was closed because of the predicted impact of the approaching Hurricane Sandy.

Working remotely, I kept refreshing news sites and AP Images, and saw that water was already rising from the Hudson River and gushing onto the streets of Hoboken. Eventually the power went out, and after watching a bootlegged musical by using what was left of my laptop battery, I went to bed.

None of NU-PC's editors could have anticipated what we found in the morning. Power was out, trees were downed and homes were flooded. From Northern New Jersey and the Hudson Valley, to Staten Island and the Jersey Shore, we all had a lot of cleaning up to do — all while keeping readers abreast on the situation at hand.

Three years later, the storm is still fresh in many people's memories, especially those who are still dealing with its effects — and unfortunately, there are many of them.

Click “next” to see pictures from AP Photos of areas in New York and New Jersey that are still rebuilding after Hurricane Sandy.

(AP Photo: Wayne Parry)

Work crews began working on a $32.5 million project to build a protective sea wall and rebuild a portion of the Atlantic City Boardwalk in New Jersey on Oct. 15, 2015. The section of boardwalk being replaced had already been damaged before Sandy hit in 2012, leading to some erroneous media reports that Sandy had wiped out the world-famous Boardwalk.

(AP Photo: Wayne Parry)

This photo taken Oct. 21, 2015, shows an elevated house being rebuilt in Toms River, N.J. Three years after Hurricane Sandy pummeled the coast, thousands of houses have been elevated, but many others have been rebuilt or repaired as they were before the storm, leaving them vulnerable to future storm damage.

(AP Photo: Mel Evans)

Stanley “Sonny” Markoski works on his home that has been raised since being damaged with about 27 inches of water in the house during Hurricane Sandy in Long Beach Township, N.J. When the Federal Emergency Management Agency announced that it would review Sandy-related claims to see if errors were made, the Markoskis submitted an application. The review concluded that they were owed an additional $55,972 in insurance money, nearly double what they had originally been paid.

(AP Photo: Mel Evans)

Michelle Petrow stands in front of her home on Oct. 24, 2015, three years after Hurricane Sandy, in Manasquan, N.J. The single mother of three, who needs a kidney transplant, is still rebuilding the home after years of fighting with insurers, contractors and state aid programs. But she's not even sure she'll be able to move in to the new home rising 15 feet higher than her old one: Her bank is foreclosing on it because she stopped making payments for a year and a half while she simultaneously rented an apartment.

(AP Photo: Mel Evans)

People gather during a demonstration across from the Statehouse in Trenton, N.J., on Oct. 27, 2015. Hurricane Sandy victims who either still are not back in their homes or just recently got back tried to pitch tents to dramatize their plight, but State Police prevented them from erecting the tents.

(AP Photo: Kathy Willens)

A boarded bungalow sits beside newly built homes on stilts in the Breezy Point neighborhood in New York on Oct. 27, before the third anniversary of Hurricane Sandy. Arthur Lighthall, general manager of the Breezy Point Cooperative, said 220 Breezy Point homes were completely destroyed by flooding during Sandy and another 135 homes burned to the ground during a massive fire ignited by the storm.

“Every day, it's getting a little bit better,” Lighthall said. “The buildings going up to replace destroyed beach bungalows are being put on high foundations so that future floods will, hopefully, wash beneath the houses rather than bowl them over,” he said.

(AP Photo: Kathy Willens)

Habitat for Humanity employees Reynaldo and Anna Acosta hurry to complete the deck of a heavily damaged one-story bungalow owned by a 91-year-old resident in Breezy Point, N.Y. The couple has worked exclusively on rebuilding homes damaged by the storm for nearly three years, initially as volunteers and now as Habitat employees.

“No matter how much work we do,” says Anna Acosta, “there's always more to do.”

(AP Photo: Kathy Willens)

Retired firefighter Robert Ostrander looks at construction on his new home at Beach 132nd St. in Belle Harbor, N.Y., a replacement for his former house which was destroyed by a storm surge from Hurricane Sandy.

(AP Photo: Kathy Willens)

A worker stabilizes a pre-cast concrete slab while a co-worker uses a crane to position it on a berm as construction continues on replacement portions of the Rockaway Beach boardwalk in New York City on Oct. 27. Since Sandy, more than $140 million has been invested to repair and restore damaged areas of Rockaway Beach, including the boardwalk, beach buildings, and to construct new facilities for the public.

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