If you own a Dodge Ram Pickup, it'll cost you an annual average of $650 to insure it in Seattle. Just don't move to Detroit — then it'll cost you around $5,332 per year to insure that same truck.

Yes, that's right: there's a difference of $4,682 to insure the same truck based on the city you live in, according to NerdWallet's latest study titled "Car Insurance for Popular Cars: Most and Least Expensive Vehicles in Big Cities."

In the report, NerdWallet analyzed the average cost to insure the three best-selling sedans, SUVs or crossovers and pickup trucks of 2014 (taken from Bloomberg, with MotorIntelligence data provided by AutoData, and hybridcars.com) in the 25 most populous cities in the U.S. NerdWallet chose six ZIP codes in each of the 25 most populous U.S. cities, using a stratified sampling method, and ran car insurance quotes for 36 driver profiles: 27-year-old single men and women and 41-year-old married men and women each driving a Ford F-150, Chevrolet Silverado, Dodge Ram Pickup, Toyota Camry, Honda Accord, Toyota Corolla, Honda CR-V, Toyota RAV4 and Ford Escape.

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