Your driving record seems a legitimate risk for insurers to consider when they price auto insurance. But your marital status?
Yes, young men in red sports cars will pay more for coverage than everyone else, but it’s hard to see how being a widow, or being divorced or separated, has much to do with the odds you’ll be in an accident.
Yet single, separated, and divorced people, and widows, often pay more for policies than married customers, according to a new study from the Consumer Federation of America (CFA). In the study, when a husband died, the cost of state-mandated liability coverage for the widow rose by an average of 20 percent at four of six major insurers, the study found.
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