Just about everyone knows lightning can damage expensive electronics. Televisions, telephones, computers and other electronic goods are under threat during an electrical storm. Harmful over-currents can reach them through phone jacks, Ethernet cables or electrical outlets.
But how many of us bother to unplug every electronic device to avoid a damaging electrical surge whenever a storm rolls in?
Perhaps this explains the fact that while the total number of lightning damage claims declined, the amount claimed surged 93% from 2004 to 2011. According to data from the Insurance Information Institute, the average lightning claim now stands at just over $5,100 and claims totaled about $960 million each year from 2007 to 2011.
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