Although I knew it was just a demo, it was still an unsettling thing to watch.

At a panel presentation/discussion titled "Hacked: The Implications of a Cyber Breach," hosted by Travelers in New York City, Kurt Oestreicher, digital forensics specialist/cyber fraud, and Chris Hauser, 2nd vice president/cyber risk, both with the carrier's Investigative Services division and experts on cyber security, demonstrated for a captive audience how an unwelcome visitor can take control of—or "own," in hacker-speak—a fictitious retailer's web site.

Their digital infiltration took all of 10 minutes—and that was with Hauser and Oestreicher explaining to attendees exactly what they were doing, each keystroke of the way. Without having to provide that exposition, the same task could be accomplished in all of four minutes.

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Shawn Moynihan

Shawn Moynihan is Editor-in-Chief of National Underwriter Property & Casualty. A St. John’s University alum, Moynihan has earned 11 Jesse H. Neal Awards, the Pulitzers of the business press; seven Azbee Awards, from the American Society of Business Press Editors; two Folio Awards; and a SABEW award, from the Society of American Business Editors & Writers. Prior to joining ALM, he served as Managing Editor/Online Editor of journalism institution Editor & Publisher, the trade bible of the newspaper industry. Moynihan also has held editorial positions with AOL, Metro New York, and Newhouse Newspapers. He can be reached at [email protected].