The National Association of Insurance Commissioners' (NAIC) "Principles for Effective Cyber Security Insurance Regulatory Guidance" adopted on April 16, 2015, by the Cyber Security Task Force highlight an industry under cyberattack.

The Anthem and Premera breaches, which exposed personally identifiable information of nearly 100 million people and the likelihood (perhaps certainty) of additional attacks on the industry, highlight the fact that: Those in the insurance industry who are not proactively managing the threat of cyber incursion are likely to suffer severe adverse consequences. Indeed, Anthem is suffering over 50 class action lawsuits and intense regulatory and law enforcement scrutiny.

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