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The 10 U.S. states with the cheapest auto insurance rates

If you're lucky enough to live in one of these 10 U.S. states, you're paying the lowest premiums in the nation.

By Caterina Pontoriero | Updated on April 29, 2015

If your auto insurance premium is less than $927.58 per year, you’re paying less than the national average. And if you’re lucky enough to live in one of the 10 U.S. states highlighted in this slideshow, you’re paying the lowest premiums in the nation.

The National Association of Insurance Commissioners (NAIC) has released its 2011/2012 Auto Insurance Database Report, including calculations for average annual auto insurance premiums for all 50 U.S. states and the District of Columbia. The NAIC Property and Casualty Insurance Committee directed the Casualty Actuarial and Statistical Task Force to develop the report, which is intended to help states assess their insurance markets.

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