Residents had to evacuate this home after a sinkhole appeared in the yard.

If you’re a homeowner in Missouri, you can now purchase sinkhole coverage through the FAIR Plan, the state’s insurance of last resort. The plan started issuing the standalone Sinkhole Loss policy earlier this year to supplement the homeowner’s primary coverage.

“The availability of sinkhole coverage through the FAIR Plan is a positive step in the right direction,” said Missouri Department of Insurance Director John M. Huff in a statement. “I applaud Governor Nixon and the legislature in enacting Senate Bill 691 that gives consumers more insurance coverage options.”

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