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Snow, ice and frozen pipes: Are you covered? The 6 things every homeowner needs to know

Is your property protected against damage from winter weather?

By Rosalie L. Donlon | Updated on February 19, 2015

With most of the United States in a deep freeze and record breaking snow totals in New England, homeowners are beginning to feel like the residents of the fictional kingdom of Arendelle, stuck in eternal winter, as in the Disney movie “Frozen.”

If a foot of snow causes your roof to collapse or if extreme cold temperatures cause your pipes to freeze, will your insurance policy cover the damage? It depends on whether your policy provides coverage for named perils or open perils. Here are some key things to know as you review your policy.

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