Insurers are encountering more and more environmental issues in the course of their everyday business. In our increasingly global society, threats once thought relegated to the other side of the ocean are making their way to the U.S. in startling numbers. One of the newest threats surrounds the Ebola virus and the healthcare workers who have been exposed to it both in West Africa and in the U.S.

These dangers are driving insurers to create new coverage options for situations such as the loss of income when businesses are ordered to close because of an Ebola outbreak or when the government suspends public transportation in a particular area. There is also coverage for supply chain interruptions since companies collaborate with suppliers around the globe.

The number of healthcare facilities equipped to treat patients with Ebola has expanded to 35 and more are expected to be designated in the coming weeks. And while the care of the patients and the protocols that should be followed have been identified and implemented, there is still a question of how to handle the remediation of the settings impacted by patients or care givers affected by the virus.