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Traditional homeowners coverage may not fit non-traditional households

Homeowners and auto policies cover owners and their spouses--but not unrelated persons. Agents have a growing multitude of insurance consumers requiring professional advice and counsel, who no longer fit the resident spouse mold.

By Chris Amrhein | Updated on January 30, 2015

Love and marriage, love and marriage,Go together like a horse and carriage.This I tell ya, brother,You can’t have one without the other.

When Frank Sinatra originally recorded the Sammy Cahn/Jimmy Van Heusen song in 1955, “Love and Marriage” became a huge hit. Yet, like many once-popular notions, those lyrics seem nostalgically quaint in our current world. And that analogy! I love my wife, but if I told her I considered our relationship to be just like a horse and carriage, the only remaining question would be exactly how many days would pass before I regained consciousness in the intensive care unit.

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