The first Christmas trees were decorated with candles. Tiny fires lit all over a dry, dying tree? Talk about an insurance risk.

Not surprisingly, in the late 19th and early 20th centuries Christmas tree fires occured frequently in the U.S. Homes, churches, stores, and even a Chicago hospital in 1885 fell victim to Christmas tree fires. Fires happened so often that newspapers would report on the season's first Christmas tree fire as casually as the first snow of the season, says Bloomberg View.

In 1895, Ralph E. Morris created stringed miniature electric lights with the intent of using them to more safely decorate Christmas trees. However, many Americans distrusted the safety of electric lights, and candles were still used to illuminate trees.

Want to continue reading?
Become a Free PropertyCasualty360 Digital Reader

Your access to unlimited PropertyCasualty360 content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Breaking insurance news and analysis, on-site and via our newsletters and custom alerts
  • Weekly Insurance Speak podcast featuring exclusive interviews with industry leaders
  • Educational webcasts, white papers, and ebooks from industry thought leaders
  • Critical converage of the employee benefits and financial advisory markets on our other ALM sites, BenefitsPRO and ThinkAdvisor
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.