Workers compensation cases review "going and coming" rule

For most businesses, workers’ compensation is a major concern and often a major expense. It’s complicated to figure out what injuries are “work-related” in each state in which you do business, and you may spend hours with your carriers trying to determine whether a particular individual and the specific injury are covered or not.

As a first step, the injury must be “in the zone,” that is, within the employer’s premises, which includes the facilities, parking lot and sidewalks owned or controlled by the employer. For example, when you’re walking from your car to the door in the employer-owned parking lot, then you fall on wet leaves or snow and ice, your injury “arose out of and in the course of employment.” On the other hand, if you commute on mass transit and fall in the parking lot at the train station while on your way to work, your injury isn’t work related.

Want to continue reading?
Become a Free
PropertyCasualty360 Digital Reader.

INCLUDED IN A DIGITAL MEMBERSHIP:

  • All PropertyCasualty360.com news coverage, best practices, and in-depth analysis.
  • Educational webcasts, resources from industry leaders, and informative newsletters.
  • Other award-winning websites including BenefitsPRO.com and ThinkAdvisor.com.

Already have an account?


NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.

PropertyCasualty360

Join PropertyCasualty360

Don’t miss crucial news and insights you need to make informed decisions for your P&C insurance business. Join PropertyCasualty360.com now!

  • Unlimited access to PropertyCasualty360.com - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including BenefitsPRO.com, ThinkAdvisor.com and Law.com
  • Exclusive discounts on PropertyCasualty360, National Underwriter, Claims and ALM events

Already have an account? Sign In Now
Join PropertyCasualty360

Copyright © 2024 ALM Global, LLC. All Rights Reserved.