Remember last winter? It was a cold one.

It was the year of the "Polar Vortex," of the deep freeze in Chicago, and the ice storm that nearly brought Atlanta to its knees.

In fact, according to Munich Re, the first quarter of 2014 ranked as the coldest winter in the Eastern U.S. in more than a decade. There were 11 winter storms and cold waves between January and March of this year, causing 84 fatalities and an estimated $2.4 billion in insured losses. The Polar Vortex event alone caused nearly $1.7 billion in insured losses, according to Property Claims Service for Verisk Insurance Solutions.

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