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Trouble in paradise: When a Hawaiian house collapses, an agent gets sued

A renovation gone bad uncovers an agent's failure to procure coverage.

By Barry Zalma, Esq., CFE | Updated on October 29, 2014

An insurance brokerage firm is responsible for the wrongful conduct of its employees, agents and independent contractors as long as they give the public the appearance that the individual is working as an agent of the brokerage.

In Hawaii, Certain Underwriters at Lloyd’s London Subscribing to Policy No. LL001HI0300520 v. Vreeken, Slip Copy, 2014 WL 2949463 (Hawaii App.), a case arose around two homeowners insurance policies—the “original policy” and the “second policy”—issued by Certain Underwriters at Lloyds through its broker Seacoast Brokers of Hawaii LLC , and placed by Defendant Harry Wengler, an insurance agent associated with Defendant Bishop Insurance Agency, Inc. on behalf of Plaintiffs Steven and Pamela Vreeken.

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